Statement: Contemporary corporate and institutional healthcare plans in the United States work against free market forces and subsidize poor health in America.

Hypothesis: Large risk pools associated with corporations and institutions remove the financial consequences of risky behaviors that lead to poor health, higher healthcare demand, and higher healthcare cost.

Free Market Healthcare Facts:

• Less demand for healthcare will lower healthcare costs.
• Living healthier lifestyles and reducing behavioral health risks will lower healthcare costs.
• Healthy and responsible Americans can buy health insurance at a lower rate than large risks pools (this is the exception rather than the norm).
• Purchasers are more frugal when paying for goods or services out of their own wallet.

Observations:

• Twenty-seven percent (27%) of Americans are obese in addition to thirty-six percent (36%) that are overweight, which leaves only thirty-seven percent (37%) that are neither overweight nor obese.
• Small businesses, the self-employed, and individuals normally pay more for health insurance than larger risk pools, in part because they must bear the free market forces on an individual basis. These free market forces reflect personal health risks and personal financial risks. When two persons have the same health risks, the person with a poor credit history will pay more than the person with a better credit rating. When two people have the same credit rating, the person with better health (lower health risk) pays less.
• Corporate and institutional employees pay the same rate for health insurance, regardless of the risks associated with their lifestyles choices, current health condition or credit rating.
• When health expenses are managed by a third party, the system is more likely to be abused or mismanaged.
• U.S. healthcare spending as a portion of the GDP is almost four times greater in 2009 than 1969.

Proposal to Restore the Free Market: U.S. corporations and institutions are urged to stop subsidizing behavior health risks. Health insurance costs of individual employees should be rated according individual risk. Corporation should make statistics on the spectrum of employee healthcare costs visible to officers and shareholders, and to make personal healthcare cost benefits visible to employees in comparison to overall employee trends. Corporations and institutions should hold employees financially accountable for their health performance/costs, rather than subsidizing unhealthy behaviors of irresponsible employees. This proposal may be implemented in with various methods. The goal is to ensure employees bear the burden of their behavioral health risks. This will create more personal responsibility in living a healthy life style and thereby reduce healthcare costs.

God Save the U.S.A.
References and Recommended Reading:
CDC Behavioral Risk Factor Surveillance System
National Health Insurance—A Brief History of Reform Efforts in the U.S.
The Pharmaceutical Industry in Figures
National Health Expenditure Projections 2008-2018

God is our hope.  Even our Political Hope.  Things will go well in this nation only to the extent that we obey His commands, and that … we cannot do on our own, and it doesn’t take a village.  It takes a Savior.  Jesus Christ our LORD.  He is the only true King.

Maybe, I’m delusional. Maybe, I expect too much. Maybe, I’m just another right-wing kook. Maybe, I just don’t understand what is honorable and right.

The Founding Patriots likely had far greater character than I have ever sought or can even comprehend. Many of them had educations that put mine to total shame. When I think of honorable men, I think of the many who risked their throat birthing a nation conceived in liberty. Somehow, I don’t think they built our Republic with their eyes closed.

This past Red Friday “honorable” men closed their eyes and hollered “aye” for a bill they had not ever read, much less understood. I guess that’s what honorable men do. When it’s Friday the 13th and a horrific event is occurring, close your eyes. When the horrible stench of tyranny gets too bad to tolerate, pinch your nose, and walk right on by. (Watch video)

I don’t think so. If you are not outraged, let me incite you. This is ABSOLUTELY DISHONORABLE!!! This is the most BLOODY RED FRIDAY THE THIRTEENTH in U.S. History! Were there not recent promises to do right by the American people? Were there not recent promises to clean-up Washington? Was not the Presidential campaign won on promises to restore confidence in our government?

If you are an honorable man; if you care about the U.S.A., you must call attention to this great travesty! I urge you to express outrage with the White House. How in the world can we trust men who make law with their eyes closed? This outrageous absurdity demands a loud voice of disdain!

God Save the U.S.A.

I saw a story or two on this last week.  Now, you can see the video for yourself.  In a WorldNetDaily exclusive commentary John Cashill documents the bias that turns news into non-news; the machine that deliberately publishes lies instead of truth.  Cashill shows hundreds of thousands marching in Washington D.C. at the 2009 March for Life.  The NY Times reported thousands were present.  The reality is hundreds of thousands of people were present.

I urge you all to view the video link below and drive the numbers of views through the roof.  People young and old care about life; life that begins at conception; and life that is precious and valuable.  You can tell the media this issue still matters.  Forward this video link to all your friends.

Thine Eyes

God Save the Baby Humans